/* CSS RESET & VARIABLES */
        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        :root {
            --primary-accent: #1e40af;       /* Vibrant Premium Blue */
            --dark-navy: #0f172a;            /* Deep Professional Navy */
            --text-main: #334155;            /* Mid Slate Body Text */
            --bg-light: #f8fafc;             /* Subtle Cool Ice Background */
            --white: #ffffff;
            --container-max: 1500px;
            --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
        }

        body {
            font-family: 'Inter', sans-serif;
            color: var(--text-main);
            background-color: var(--white);
            line-height: 1.65;
            overflow-x: hidden;
            -webkit-font-smoothing: antialiased;
        }

        /* TYPOGRAPHY */
        h1, h2, h3, h4, .serif-text {
            font-family: 'Inter', sans-serif;
            color: var(--dark-navy);
            font-weight: 700;
        }

        p {
            font-family: 'Inter', sans-serif;
        }

        img {
    max-width: 100%;
    height: auto;
    display: unset !important; 
}

        /* GLOBAL COMPONENTS */
        .container {
            width: 90%;
            max-width: var(--container-max);
            margin: 0 auto;
        }

        .section-padding {
            padding: 35px 0;
        }

        .label-tag {
            font-family: 'Inter', sans-serif;
            font-size: 11px;
            font-weight: 700;
            letter-spacing: 2px;
            color: var(--primary-accent);
            text-transform: uppercase;
            margin-bottom: 12px;
            display: inline-block;
        }

        .section-header-center {
            text-align: center;
            max-width: 900px;
            margin: 0 auto 60px;
        }

        .section-header-center h2 {
            font-size: 32px;
            line-height: 1.2;
            margin-bottom: 20px;
        }

        .btn-action {
            display: inline-flex;
            align-items: center;
            padding: 15px 32px;
            background-color: var(--primary-accent);
            color: var(--white);
            text-decoration: none;
            font-weight: 600;
            font-size: 15px;
            border-radius: 6px;
            transition: var(--transition);
            box-shadow: 0 4px 12px rgba(30, 64, 175, 0.2);
        }

        .btn-action:hover {
            background-color: #1d4ed8;
            transform: translateY(-2px);
            box-shadow: 0 6px 20px rgba(30, 64, 175, 0.3);
        }

        /*==================================
        Menu
        ===================================*/
                
                
        /* ─── NAVIGATION ─── */
        nav {
        position: sticky; 
        top: 0; 
        z-index: 100;
        background: var(--white);
        padding: 0 5%;
        display: flex; 
        align-items: center; 
        justify-content: space-between;
        height: 80px;
        box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
        }
        .logo img {
        max-height: 68px;
        width: auto;
        }
        .nav-links { 
        display: flex; 
        gap: 2rem; 
        list-style: none; 
        align-items: center;
        }
        .nav-links a { 
        text-decoration: none; 
        color: var(--navy); 
        font-size: 0.95rem; 
        font-weight: 500; 
        transition: color 0.2s ease; 
        position: relative; 
        }
        .nav-links a:hover {
    color: #1a55e3;
}


.nav-cta:hover { 
        background: #0b1f4b !important; 
        transform: translateY(-1px);
        color:#fff !important;
}
        .has-dropdown::after { 
        /*content: ' ▾'; */
        font-size: 0.75rem; 
        color: var(--gray); 
        }
        .nav-cta {
        background: var(--blue); 
        color: var(--white) !important;
        padding: 0.7rem 1.4rem; 
        border-radius: 6px;
        white-space: nowrap;
        transition: background 0.2s ease, transform 0.2s ease !important;
        }
        .nav-cta:hover { 
        background: var(--navy) !important; 
        transform: translateY(-1px);
        }
        .nav-links li.has-dropdown {
           position: relative;
        }
        
        .nav-links .submenu {
           display: none;
           position: absolute;
           top: 100%;
           left: 0;
           background: #fff;
           list-style: none;
           min-width: 180px;
           padding: 0.5rem 0;
           margin: 0;
            border-radius: 0 0 6px 6px;
           border-radius: 6px;
           box-shadow: 0 8px 20px rgba(0, 0, 0, 0.1);
        }
        
        .nav-links li.has-dropdown:hover .submenu {
           display: block;
           z-index:1000;
        }
        
        .submenu li {
           width: 100%;
        }
        
        .submenu li a {
           display: block;
           padding: 0.6rem 1.2rem;
           white-space: nowrap;
           color: var(--navy);
           font-weight: 400;
        }
        
        .submenu li a:hover {
           background: rgba(0, 0, 0, 0.04);
           color: var(--blue);
        }
	.nav-cta {
    background: #1a55e3;
    color: #fff !important;
    padding: 0.7rem 1.4rem;
    border-radius: 6px;
    white-space: nowrap;
    transition: background 0.2s ease, transform 0.2s ease !important;
}


        /* HERO SECTION */
        .hero-insu {
            padding: 190px 0 100px;
            background: linear-gradient(135deg, #ffffff 60%, #eff6ff 100%);
            position: relative;
            background-image:url(hero-ins.png);
            min-height:915px;
        }

        .hero-grid {
            display: grid;
            grid-template-columns: 1.1fr 0.9fr;
            gap: 60px;
            align-items: center;
        }

        .hero-content h1 {
            font-size: 64px;
            line-height: 1.1;
            margin-bottom: 25px;
        }

        .hero-content p {
            font-size: 19px;
            color: #475569;
            margin-bottom: 35px;
            max-width: 600px;
        }

        .hero-image-frame {
            position: relative;
            border-radius: 16px;
            overflow: hidden;
            /*box-shadow: 0 20px 40px rgba(0,0,0,0.06);
            background: #cbd5e1;*/
            aspect-ratio: 4/3;
        }

        .placeholder-img {
            width: 100%;
            height: 100%;
            object-fit: cover;
            background: linear-gradient(45deg, #e2e8f0, #cbd5e1);
            background-image:url(serve11.png);
        }

        /* WHO WE SERVE */
        .serve-intro {
            text-align: center;
            max-width: 1000px;
            margin: 0 auto 50px;
        }

        .serve-intro h2 {
            font-size: 32px;
            margin-bottom: 25px;
        }

        .serve-intro p {
            font-size: 17px;
            margin-bottom: 20px;
            color: #475569;
        }

        .fullwidth-showcase {
            width: 100%;
            height: 480px;
            border-radius: 16px;
            overflow: hidden;
            box-shadow: 0 15px 35px rgba(0,0,0,0.05);
            margin-top: 40px;
        }

        /* FOUR QUADRANT CHALLENGES */
        .challenge-section {
            background-color: var(--bg-light);
        }
        
        .challenge-section1 {
            background-color: var(--bg-light);
            background-image:url(highlight.png);
            background-repeat:no-repeat;
        }

        .four-column-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 24px;
            margin-top: 50px;
        }

        .challenge-card {
            background: var(--white);
            border-radius: 12px;
            box-shadow: 0 10px 30px rgba(0,0,0,0.02);
            border: 1px solid #f1f5f9;
            transition: var(--transition);
        }

        .challenge-card:hover {
            transform: translateY(-5px);
            box-shadow: 0 15px 35px rgba(0,0,0,0.06);
        }

        .challenge-card .quad-num {
            font-size: 14px;
            font-weight: 700;
            color: var(--primary-accent);
            text-transform: uppercase;
            margin-bottom: 12px;
            display: block;
        }

        .challenge-card h4 {
            font-family: 'Inter', sans-serif;
            font-size: 17px;
            font-weight: 700;
            margin-bottom: 15px;
            line-height: 1.4;
        }

        .challenge-card p {
            font-size: 14px;
            color: #64748b;
            line-height: 1.6;
        }
        
        .card-img {
            border-radius:10%;
        }
        
        .card-img img{
            width:360px;
            border-top-left-radius:12px;
            border-top-right-radius:12px;
        }
        
        .card-content{
            padding: 40px 25px;
        }

        /* SPLIT PORTFOLIO SUITE */
        .portfolio-split-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 40px;
            margin-top: 40px;
        }

        .portfolio-box {
            background: var(--bg-light);
            border-radius: 16px;
            /*padding: 45px;*/
            display: grid;
            grid-template-columns:1fr 1fr;
            flex-direction: column;
            justify-content: space-between;
            
        }
        
        .value-img img{
            width:350px;
            border-radius:16px;
        }
        
        .value-content{
            padding:15px;
        }
        
        .value-content img{
            padding: 10px;
            background-color: #cee4fe;
            border-radius: 50%;
        }

        .portfolio-box h3 {
            font-size: 25px;
            margin-bottom: 15px;
            display: flex;
            align-items: center;
            gap: 12px;
        }

        .portfolio-box p {
            font-size: 15px;
            margin-bottom: 30px;
        }

        .portfolio-box ul {
            list-style: none;
        }

        .portfolio-box li {
            font-size: 15px;
            margin-bottom: 14px;
            display: flex;
            align-items: center;
            gap: 10px;
            font-weight: 500;
        }

        .portfolio-box li::before {
            content: "✓";
            color: var(--primary-accent);
            font-weight: 700;
        }

        /* RECONCILIATION SECTION & STRIP */
        .reconcile-showcase {
            display: grid;
            grid-template-columns: 4fr 2fr;
            gap: 60px;
            align-items: center;
        }

        .six-feature-row {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 30px;
            margin-top: 50px;
        }
        
        .sub-feature-item {
            display: flex;
            align-items: center; /* Vertical center */
            gap: 15px;
            border: 1px solid #95d0f1;
            padding: 10px;
            background-color: #fff;
            border-radius: 10px;
        }
        
        .sub-feature-item .icon {
            flex: 0 0 48px;
            display: flex;
            align-items: center;
            justify-content: center;
            background-color: #dbf4ff;
            padding: 10px;
            border-radius: 50%;
        }
        
        .sub-feature-item .icon img {
            width: 48px;
/*            height: 48px;*/
        }
        
        .sub-feature-item .content {
            flex: 1;
        }
        
        .sub-feature-item .content h4 {
            margin: 0 0 5px;
        }
        
        .sub-feature-item .content p {
            margin: 0;
        }

        .sub-feature-item h4 {
            font-family: 'Inter', sans-serif;
            font-size: 15px;
            font-weight: 700;
            margin-bottom: 8px;
        }

        .sub-feature-item p {
            font-size: 13px;
            color: #64748b;
        }
        
        

        /* BUSINESS RATIOS BAR */
        .metrics-dark-bar {
            background-color: var(--dark-navy);
            color: var(--white);
            padding: 40px 0;
        }

        .metrics-bar-grid {
            display: grid;
            grid-template-columns: repeat(6, 1fr);
            gap: 20px;
            text-align: center;
        }

        .metric-unit h3 {
            color: var(--white);
            font-size: 32px;
            font-family: 'Inter', sans-serif;
            font-weight: 800;
            margin-bottom: 4px;
        }

        .metric-unit p {
            font-size: 12px;
            color: #94a3b8;
            /*text-transform: uppercase;*/
/*            letter-spacing: 1px;*/
            font-weight: 600;
        }

        /* OUTCOMES & TABLE SECTION */
        .outcomes-section {
            background-color: #fff;
            background-image:url(impact-ins.png);
            background-repeat: no-repeat;
            background-size: 92% auto;
            
        }

        .outcomes-layout {
            display: grid;
            grid-template-columns: 0.9fr 1.1fr;
            gap: 20px;
            align-items: flex-start;
        }

        .performance-card-table {
            background: var(--white);
            border-radius: 16px;
            box-shadow: 0 20px 40px rgba(0,0,0,0.04);
            overflow: hidden;
        }

        .table-header-strip {
            /*background-color: #0284c7;*/
            color: var(--white);
            padding: 14px 30px;
            font-weight: 700;
            font-size: 18px;
            letter-spacing: 0.5px;
            background-image:url(ph.png);
            background-repeat: no-repeat;
            background-size: 100% auto;
        }

        .custom-data-table {
            width: 100%;
            border-collapse: collapse;
        }

        .custom-data-table th, .custom-data-table td {
            padding: 10px 10px;
            text-align: left;
            border-bottom: 1px solid #f1f5f9;
            
        }

        .custom-data-table th {
            background-color: #00716f;
            font-size: 13px;
            text-transform: uppercase;
            letter-spacing: 0.5px;
            color: #fff;
        }

        .custom-data-table td {
            font-size: 14px;
            font-weight: 500;
            
        }
        
        .custom-data-table td img {
            vertical-align: middle;
            margin-right: 8px;
        }

        .custom-data-table tr:last-child td {
            border-bottom: none;
        }

        .highlight-data {
            color: #0284c7;
            font-weight: 700;
        }

        /* ADVANTAGE SECTION */
        .advantage-section {
            background-color: #00113e;
            color: var(--white);
            background-image:url(cnt-adv.png);
            background-repeat:no-repeat;
            background-size:100% auto;
        }

        .advantage-section h2 {
            color: var(--white);
            font-size: 42px;
            margin-bottom: 20px;
        }

        .advantage-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 40px;
            margin-top: 60px;
        }
        
        .adv-card{
            border:1px solid #6f6e6e;
            border-radius:20px;
            padding:15px;
            display: flex;
            align-items: center;
            gap: 15px;
            background-color:#363636;
        }
        
        .adv-card span{
            flex: 0 0 48px;
            display: flex;
            align-items: center;
            justify-content: center;
            background-color: #1e2898;
            padding: 10px;
            border-radius: 50%;
        }
        
        .adv-card content{
            flex:1;
        }

        .adv-card h3 {
            color: var(--white);
            font-family: 'Inter', sans-serif;
            font-size: 18px;
            font-weight: 700;
            margin-bottom: 12px;
        }

        .adv-card p {
            color: #94a3b8;
            font-size: 14px;
            line-height: 1.6;
        }

        /* BOTTOM CALL TO ACTION */
        .cta-section {
            background: linear-gradient(135deg, var(--dark-navy) 50%, #0f254c 100%);
            color: var(--white);
            padding: 124px 0;
            background-image:url(operation.png);
            background-repeat: no-repeat;
            background-size: 100% auto;
        }

        .cta-split {
            display: grid;
            grid-template-columns: 1.1fr 0.9fr;
            gap: 60px;
            align-items: center;
        }

        .cta-split h2 {
            color: var(--white);
            font-size: 52px;
            line-height: 1.1;
            margin-bottom: 25px;
        }

        .cta-split p {
            color: #cbd5e1;
            font-size: 18px;
            margin-bottom: 40px;
        }

        /* FOOTER BRANDING SLOGAN */
        footer {
            background-color: #090d16;
            color: var(--white);
            padding: 80px 0 40px;
        }

        .footer-branding-slogan {
            text-align: center;
            margin-bottom: 60px;
        }

        .footer-branding-slogan h2 {
            color: var(--white);
            font-size: 54px;
            letter-spacing: 1px;
        }

        .footer-branding-slogan span {
            color: #3b82f6;
        }

        .footer-columns {
            display: grid;
            grid-template-columns: 2fr 1fr 1fr 1fr;
            gap: 50px;
        }

        .footer-col h4 {
            color: var(--white);
            font-family: 'Inter', sans-serif;
            font-size: 15px;
            font-weight: 700;
            margin-bottom: 25px;
            text-transform: uppercase;
            letter-spacing: 0.5px;
        }

        .footer-col p {
            color: #64748b;
            font-size: 14px;
        }

        .footer-col ul {
            list-style: none;
        }

        .footer-col li {
            margin-bottom: 12px;
        }

        .footer-col a {
            color: #64748b;
            text-decoration: none;
            font-size: 14px;
            transition: var(--transition);
        }

        .footer-col a:hover {
            color: var(--white);
        }

        footer hr {
            border: none;
            height: 1px;
            background: rgba(255,255,255,0.06);
            margin: 50px 0 30px;
        }

        .footer-bottom {
            text-align: center;
            font-size: 13px;
            color: #475569;
        }



/* Principles Cards */
.principles-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 0.5rem;
    margin: 2rem auto;
}

.principle-card {
    background: var(--bg-light);
    padding: 1rem 1rem;
    border-radius: 4px;
    text-align: center;
    border-bottom: 3px solid transparent;
    transition: all 0.3s ease;
    width: 120px;
}

.principle-card:hover {
    border-bottom-color: var(--accent-gold);
    background: #fff;
    box-shadow: 0 10px 30px rgba(0,0,0,0.05);
}

.principle-icon {
    font-size: 2.5rem;
    color: var(--primary-dark);
    margin-bottom: 1.5rem;
}

.principle-card h3 {
    font-size: 0.60rem;
    letter-spacing: 1px;
    margin-bottom: 1rem;
    color: var(--primary-dark);
}

.principle-card p {
    font-size: 0.65rem;
    color: var(--text-muted);
}




/* --- LAPTOP TO SMALL MONITOR SCALING (Down to 1200px) --- */
@media (max-width: 1400px) {

:root { --max-width: 1330px; }
nav { height: 100px; padding: 0 3%; }
.nav-links a { font-size: .85rem; }
section { padding: 3rem 3%; }
.hero-insu { min-height: 80vh; }
.hero-insu h1 { font-size: 3rem; }
.hero-insu p { font-size: 1rem; max-width: 500px; }
.hero-insu {
position: relative;
    background: linear-gradient(135deg, #f0f7fa 0%, #ffffff 100%);
    background-image: url("hero-ins.png");
    background-position: center center;
    background-repeat: no-repeat;
    background-size: cover;

    padding: 4rem 0 0;
    min-height: 590px;
    overflow: hidden;
}
.hero-title {
    padding-top: 60px;
}
.challenge-section1{
    position: relative;
    background: linear-gradient(135deg, #f0f7fa 0%, #ffffff 100%);
    background-image: url(highlight.png);
    background-position: center center;
    background-repeat: no-repeat;
    background-size: cover;

    padding: 4rem 0 0;
    min-height: 590px;
    overflow: hidden;
}
.sub-feature-item .icon img {
    width: 48px;
}
.outcomes-section{
    position: relative;
    background: linear-gradient(135deg, #f0f7fa 0%, #ffffff 100%);
    background-image: url(impact-ins.png);
    background-position: center center;
    background-repeat: no-repeat;
    background-size: cover;

    padding: 4rem 0 0;
    min-height: 590px;
    overflow: hidden;
}
.table-header-strip {
    padding: 5px 30px;
}
.advantage-section1{
    position: relative;
    background: linear-gradient(135deg, #f0f7fa 0%, #ffffff 100%);
    background-image: url(cnt-adv.png);
    background-position: center center;
    background-repeat: no-repeat;
    background-size: cover;

    padding: 4rem 0 0;
    min-height: 590px;
    overflow: hidden;
}
.cta-split h2 {
    font-size: 32px;
}
.cta-split p {
    font-size: 15px;
}
   
}


@media (max-width: 480px) {
    section {
        padding: 4rem var(--side-padding);
    }
    .cta-section{
        background-image:none;
        background-color: #000472;
    }
    .hero-insu{
    background-image: url(hero-mobile.png);
        }
}

/* =========================================================
   MOBILE & TABLET BREAKPOINT (1024px and below)
   ========================================================= */
@media screen and (max-width: 1024px) {

  /* 3-Line Hamburger Icon Container */
  .mobile-menu-toggle {
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    width: 30px;
    height: 21px; /* Spacing between lines */
    background: transparent;
    border: none;
    cursor: pointer;
    padding: 0;
    z-index: 1001;
  }

  .principles-grid {
        gap: 1.5rem;
    }


  /* The 3 Individual Horizontal Lines */
  .mobile-menu-toggle .bar {
    display: block;
    width: 100%;
    height: 3px;
    background-color: #333; /* Change color if your nav is dark */
    border-radius: 2px;
    transition: all 0.3s ease-in-out;
  }

  /* Hidden Menu by default */
  .nav-links {
    display: none;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    width: 100%;
    background-color: #ffffff;
    padding: 1.5rem;
    box-shadow: 0 10px 15px rgba(0, 0, 0, 0.1);
    z-index: 1000;
  }

  /* Expanded Menu */
  .nav-links.active {
    display: flex;
  }

  /* ----------------------------------------------------
     ANIMATION: Transform 3 Lines into an "X" when open
     ---------------------------------------------------- */
  .mobile-menu-toggle.open .bar:nth-child(1) {
    transform: translateY(9px) rotate(45deg);
  }

  .mobile-menu-toggle.open .bar:nth-child(2) {
    opacity: 0; /* Middle line fades out */
  }

  .mobile-menu-toggle.open .bar:nth-child(3) {
    transform: translateY(-9px) rotate(-45deg);
  }

  /* Submenu and Links formatting */
  .nav-links > li {
    width: 100%;
    margin: 0.5rem 0;
  }

  .nav-links a {
    display: block;
    padding: 0.75rem 0;
    border-bottom: 1px solid #f0f0f0;
  }

  .has-dropdown .submenu {
    display: none;
    padding-left: 1rem;
    background-color: #fafafa;
  }

  .has-dropdown.open .submenu {
    display: block;
  }
}






        /* ==========================================================================
           RESPONSIVE BREAKPOINTS (4K DOWN TO 1024PX DESKTOP, TABLET & MOBILE)
           ========================================================================== */

        /* 4K & Ultra-Wide Screens */
        @media (min-width: 2000px) {
            :root { --container-max: 1800px; }
            .hero-content h1 { font-size: 76px; }
            .section-header-center h2, .serve-intro h2, .advantage-section h2 { font-size: 54px; }
            .cta-split h2 { font-size: 68px; }
        }

        /* Standard/Laptops Notebooks Breakpoint (1024px to 1200px) */
        @media (max-width: 1200px) {
            .hero-content h1 { font-size: 50px; }
            .four-column-grid { grid-template-columns: repeat(2, 1fr); gap: 20px; }
            .metrics-bar-grid { grid-template-columns: repeat(3, 1fr); gap: 25px; }
            .advantage-grid { grid-template-columns: repeat(2, 1fr); }
        }

        /* Tablet Landscape/Portrait Viewports (768px to 1023px) */
        @media (max-width: 1023px) {
            .section-padding { padding: 70px 0; }
            .hero-grid, .portfolio-split-grid, .reconcile-showcase, .outcomes-layout, .cta-split {
                grid-template-columns: 1fr;
                gap: 40px;
            }
            .hero-insu { padding-top: 140px; text-align: center; }
            .hero-content p { margin: 0 auto 30px; }
            .nav-menu { display: none; } /* Standard collapse for minimal architecture representation */
            .six-feature-row { grid-template-columns: repeat(2, 1fr); }
            .footer-columns { grid-template-columns: 1fr 1fr; gap: 40px; }
            .footer-branding-slogan h2 { font-size: 38px; }
        }

        /* Mobile Screen Orientations (Under 767px) */
        @media (max-width: 767px) {
            .hero-content h1 { font-size: 36px; }
            .section-header-center h2, .serve-intro h2, .advantage-section h2 { font-size: 28px; }
            .cta-split h2 { font-size: 32px; }
            .four-column-grid, .six-feature-row, .metrics-bar-grid, .advantage-grid, .footer-columns {
                grid-template-columns: 1fr;
            }
            .portfolio-box { padding: 25px; }
            .custom-data-table th, .custom-data-table td { padding: 12px 15px; font-size: 13px; }
            .metrics-dark-bar { padding: 30px 0; }
            .footer-branding-slogan h2 { font-size: 28px; }
                .principles-grid {
        grid-template-columns: 1fr;
        margin: 3rem auto;
    }
    .principle-card{
        width: 100%;
    }
    .principle-card p {
    font-size: 0.85rem;
    color: var(--text-muted);
}
.principle-card h3 {
    font-size: 0.90rem;
}

        }